by Ron Holmes (From our October 2016 newsletter) As we move into the fourth quarter of 2016, we have not noticed any slowdown in the Texas real estate market. There still appears to be more capital than there are deals, and, yet, the signs of overbuilding have not shown their ugly heads. Set forth below …
by Ron Holmes You probably have heard of a Gun Trust, but may not know what that really is or why anyone would need one. Anyone who owns Title 2 firearms might consider a Gun Trust in order to “legally” transfer title to his Title 2 firearms upon his death, but there are serious pitfalls …
Ron Holmes wrote an article last winter about High-Volatility Commercial Real Estate (“HVCRE”) loans, which gave an introduction and background to the concept. As a refresher, BASEL III regulatory capital rules went into effect on January 1, 2015, introducing the concept of HVCRE. These regulations require all loans meeting the HVCRE definition to be reported …